Avoid Foreclosure
Salvage Your Credit
Protect Your Assets
Hello, my name is Yuri and I want to help you protect your assets and your future. I want to provide hope and guidance to people in what may seem like their darkest days.
Why? Because as a mortgage expert, I was able to get through it myself and survive but I know that the average homeowner is not a mortgage expert who knows all the ins and outs like I do. So, I've written a detailed, professional short sale Guide in order to share my personal Short Sale knowledge and experience in the hopes of helping people become informed and prepared to successfully plan for and get through financial difficulty.
Don't sell YOURSELF short! My Guide can help save your family's future!
Mine is a mainstream American family. My wife and I had a nice house in a good neighborhood in suburban Maryland where we were raising our three children.
My wife and I are both intelligent, educated business people. I had owned and operated my own independent mortgage brokerage firm for over a decade, and my wife Renata worked as a top level financial consultant. We were both making good money. Then the bottom fell out of the Maryland real estate market, and I closed my business. It became increasingly difficult to make ends meet, but we were getting by on the one salary. Then my wife's firm started laying off consultants. She survived the first few rounds, but eventually the call came...
We were forced to make the difficult decision to downsize to more affordable housing. The big problem was that real estate values plummetted and suddenly our two mortgages totalled about $310K more than the current value of our house!!! We couldn't afford the payments, and we couldn't afford to sell. We were trapped.
If you find yourself in the same or similar situation, know that you are not alone. From California to Florida, foreclosures are a nationwide problem.
According to CNN, 1 in 5 houses are upside down on their mortgages, and 8.3 million homeowners are seriously delinquent on their mortgages.
Please ask yourself the following questions:
Is your house or place of residence worth less today then when you obtained your last financing?
Are you “upside down” on your residence?
Are you having trouble paying your bills, including your mortgage(s)?
Is your current financial situation a result of a “hardship” such as:
Loss of employment or income?
Separation or divorce?
Personal or family member illness or disability?
Any other circumstance which is affecting your financial stability?
If you answered “Yes” to any of the above, you should know there are options available.
Loan Modification Programs - These programs are lender specific. You will have to meet certain guidelines set forth by the bank or lender. Good "route" to take if you are planning to stay in your current residence.
Short Sale - This is the most favorable option to both you and your lender if you're facing imminent foreclosure. A Short Sale will allow you to sell your house at a lower price than you owe to the lender while minimizing the negative impact to your current assets and future creditworthiness. Your lender(s) will agree to it because they will lose more money foreclosing or reposessing your property.
Bankruptcy/Foreclosure - This should be your last resort!!! This is by far, the most unfavorable outcome to both you and your lender. A foreclosure may exhaust your remaining assets and will ruin your credit for at least seven years. You want to avoid foreclosure at all costs.
Given the options, we chose to list our house for sale as a Short Sale. I'm prepared to share my experience and expertise with you.
Although both my wife and I have graduate school level educations as well as over 25 combined years of experience in the mortgage and financing industry, we found that the Short Sale process was still unexpectedly complicated and time consuming.
There are numerous details involved and critical items that you need to be aware of. If ignored, they may cost you a successful Short Sale AND additional assets, including cash on hand and your future credit worthiness.
You should know that up to 90% of houses
listed as Short Sales
still end up in foreclosure.
Based on this staggering percentage of Short Sale failures, there is an obvious need to provide people with honest, simple, yet vital information in order to successfully prepare for and complete a Short Sale, and I'm offering that today!
Although we recommend that you seek the counsel of a Short Sale Professional who can help you stay on track and close with success, you should have the information that our Guide provides for the following reasons:
1) To be fully informed BEFORE you contact a Short Sale mitigation company, realtor or your lender, so that you execute the process properly.
2) So that you know if your professional assistance is on target -- like anything else, some "experts" are better than others. Having our Guide will assure you that they are steering you in the right direction.
3) Because this Short Sale Guide goes above and beyond the scope of what most professionals will share with you. This information outlines the process and provides critical details that may impact your future well-being, as well as additional tips, hints and information that the average Realtor or Short Sale Professional does not typically venture into.
Here are our personal Short Sale Approval Letters from our first and second mortgage lender.
Identifying these obstsacles took all of our combined professional knowledge plus extensive research. We achieved our goal - our house was sold and we walked away from over $300K of mortgage debt.
Use our success and critical information about the Short Sale process to make sure you know how to “work the system” to maximize your benefits.
The worst thing you can do is to do nothing. This will lead you down the road to foreclosure.
Foreclosures hurt everyone! The country,
the economy, the real estate market,
and most importantly – YOU AND YOUR FAMILY!!!
Everyone’s situation is unique but no matter what you decide to do, you must have this information!!!
If you decide to do your own Short Sale (not recommended) or use professional services, you must have this information!!!
Don’t sell YOURSELF short!
Be INFORMED.
Be PREPARED.
Be IN CONTROL.
Get this wealth of critical information TODAY!
Act now and receive the Short Sale Guide for
only $14.95 (Regular price - $29.95)
This includes your personal free consultation and referral to your local Short Sale experienced real estate agent.
We have put together the most comprehensive yet easy to read
Short Sale Manual available today.
It contains EVERYTHING you will need to stay informed
and be ready to successfully complete your short sale.
You could spend hours, if not days on the internet or will have to get help from paid professionals. Also, the information you obtain may come in piecemeal and in an untimely fashion.
Even if you work with a paid professional, who may know how to “work the system”, it is unlikely that they will share the finer points and unspoken truths regarding the successful completion of a short sale.
Make sure that you really know how a short sale works
so you can start your road to financial recovery.
We want you to receive the most valuable, in depth information BEFORE you contact anyone else. We want you to be INFORMED and IN CONTROL of your short sale. The bank representative or loss mitigator will distinctly know they are dealing with someone who is well informed and in charge of their situation, even in trying times. When you have read the Short Sale Manual process, you will be ready and informed.
Step by step Short Sale process chart. Including major milestones, information needed to proceed and time frames it should be accomplished in. (Timeframes are critical for your short sale to be successful. It must be executed with fine precision, attention to details and in a very calculated matter.
Most common list(s) of documents needed. We will provide you with most of the standard documents you'll need so that you can have your short sale package prepared prior to contacting your agent, lender, loss mitigator, or any other professional you work with. You will be able use the included downloadable forms to edit and change each to reflect your specific situation and numbers.
Communication strategies and tips. You will learn the best and most successful methods of dealing with your bank, lender, loss mitigator, realtor, etc. (examples of the letters, emails, and time frames for response).
Guidelines and examples of Hardship Letters. This is a pivotal and a very critical part of a successful short sale. WE KNOW that the hardship exists, but it has to be carefully and correctly worded with all of the numbers working to your advantage and it has to be written in the lender’s acceptable format.
MOST VALUABLE – Critical Short Sale Check list. Through our personally discovered, very valuable details, we will guide you in what you need to know to save your remaining assets and future credit with the minimum negative impact. You could loose whatever dollars you have left and not salvage your future credit rating. Most people don’t consider these essential issues until it is too late and most professionals in the industry WILL NOT point them out!!!
Tips on beating the short sale, foreclosures/bank owned competition. Even if you're in a tough market like Nevada, Florida or Arizona, you still need to get your house sold before your neighbor. The Guide includes a list of specific actions you should take prior to placing your house on the market. Detailed explanations of what sells better and faster.
Get this valuable package and be in charge of your future. Be ready to sound like a professional and to effectively communicate with decision makers. Get your short sale completed with the least damage to your financial future and credit worthiness. Know how to short sell the best way possible.
In today’s economy, short selling is one of the best ways to take control
of your housing cost, and adjust to a new and financially comfortable level
while minimizing impact to your credit and current assets you have left.
Remember, life doesn’t end after making this difficult decision. You have to start over with something. That something is your credit score and any money you can retain after completion of your short sale. By being informed and therefore, in more control of your future, you have taken the first steps to recovery.
For only $14.95 you will have all the information you need to handle your short sale and potentially save tens of thousands or even hundreds of thousands of dollars! For a mere $14.95, this is an investment you cannot afford to pass up. This is universal information - it doesn't matter if you're located in California, Florida, Nevada or elsewhere, this information is relevant and applicable.
We're not Realtors and we're not looking to sell your property. We just want to help you, and we have personal, first hand experience to share. Order now. You'll be glad that you did!
Be informed. Be prepared. Be in control.
When you click the "BUY" button, you will be able to place the order securely through SWREG, our secure online ecommerce provider. As soon as you checkout, you will be able to download the electronic manual. You will have the option, too, of choosing the "extended download service" which keeps a copy of your order and the electronic Guide on file for up to a full year, so you can easily re-download again at any time if you should happen to lose the file for any reason (this is merely an option).